This blog explains the essential features needed to create a Mint-style budget app, focusing on both user experience and technical elements. It covers secure account linking through APIs, AI-powered spending insights, real-time data synchronization, and cloud-based backend architecture. You’ll learn about app modules such as expense tracking, financial goal management, and data visualization dashboards. The post also outlines development costs, tech stack recommendations, and tips for building a reliable personal finance app for the USA market.