A financial health check helps you understand how financially prepared you are by looking at key areas such as income, expenses, savings, investments, insurance and liabilities. airpay money’s Financial Health Check provides a structured assessment based on the information you provide and standard financial benchmarks. It considers factors such as your income and expenses, insurance protection, savings and investments, debt-to-income ratio, net worth and investment risk profile. After completing the assessment, you receive a financial health score, along with key observations and general suggestions to help identify financial gaps and improve your overall financial wellness. It is a simple way to gain greater clarity about your finances.