North Carolina drivers need higher liability limits in 2026 than they did under the old rules. For private passenger auto policies issued or renewed on or after July 1, 2025, the state minimum is $50,000 for bodily injury to one person, $100,000 for bodily injury in one accident, and $50,000 for property damage. The North Carolina Department of Insurance says these limits replaced the former 30/60/25 minimums. Visit : https://tomneedhaminsurance.com/north-carolina-minimum-car-insurance-requirements-2026-guide/